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Planning for retirement can be a daunting task, but understanding financial tools like annuities and life insurance can provide peace of mind and financial security. Annuities, a popular option among retirees, are contracts with insurance companies that provide a steady income stream in exchange for a lump-sum investment. They are particularly attr
減少劏房問題方面，現時不少基層因付不起高昂租金，被迫入住劏房。結果劏房不斷增加，衍生不少如衞生、火災等問題。部分業主為收取更多租金，會將一個單位分割成多個劏房，大多衞生條件欠佳，萬一不幸發生火災，消防員不了解間隔，救火也會出現困難。�
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